EARNINGS – Never depend on a single income. make investment to create second source.

SPENDING – If you buy things you do not need, soon you will have to sell things you need.
SAVINGS – Don’t save what is left after spending, but spend what is left after savings.
TAKING RISK – Never test the depth of the river with both feet.
INVESTMENT – Don’t put all your eggs in a single basket.
EXPECTATIONS- Honesty is very expensive gift.Don not expect it from cheap people.
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